The more lenders you check out when shopping for mortgage rates, the more likely you are to get a lower interest rate. Getting a lower interest rate could save you hundreds of dollars over a year of mortgage payments — and thousands of dollars over the life of the mortgage.
It's hard to imagine after the near-decade of low rates that rates are even lower. We don't necessarily know when rates will creep up, but it's hard to imagine them getting lower.
Look, we want to be honest with you here -- using aggregators like Low Rates Shop is both the best and most frustrating way to shop. You get into contact with multiple companies with a quick and simple form, you can check and compare your rates pretty dang easily.
But yeah, you will get calls. You will get emails. We find the value of using aggregators like this super high as opposed to going directly to a single mortgage provider. The real significant savings overshadow the annoyance of a couple of days of calls. If you are no longer interested, a quick 'no thank you' will get them to stop calling.